Court dismisses claim due to illegible credit agreement
A badly written credit agreement has resulted in a claim by a debt collection company being thrown out. Hillesden Securities brought the action against Harry Moore at Oxford County Court after their demand for full repayment of a debt was not met. His Honour Judge Charles Harris QC found that Hillesden Securities had not fulfilled […]
Misleading and aggressive sales practices: New rights for consumers
The Consumer Protection from Unfair Trading Regulations 2008 replaced many of the old consumer protection measures. The new legislation made it a criminal offence to use misleading or aggressive commercial practices. However, under the law consumers still had no right of redress against traders, and this has led to The Consumer Protection (Amendment) Regulations 2014 […]
Investing in their conservatories is a spending priority for homeowners
Investing in their conservatories is a spending priority for homeowners Lloyds Bank Insurance has conducted new research into how homeowners live today compared to how they lived in their childhood homes — and the findings provide interesting insight into spending priorities. Reasons why homeowners invest in home improvement: 65% want to improve the way their […]
RECC’s Annual Report Published
RECC’s Annual Report Published RECC (Renewable Energy Consumer Code) has published its 2013 Annual Report this month, highlighting its activities and achievements, as well as reporting some key findings on the renewables industry. In summary: RECC membership fell to 4500 from 5500 in 2012. RECC report the decline is a result of the sector restructuring […]
Consumer Credit: FCA Approved Persons
What is an FCA Approved Person? Once you have completed your online FCA Authorisation Application you will then be prompted to submit an Approved Persons Application. You have to complete this additional application form. An ‘approved person’ is an individual who has been approved by the FCA to perform one or more controlled functions on […]
Consumer finance on the agenda at Solar Energy UK Show
Last week’s Solar Energy UK, held at the NEC from 14-16 October, was the most successful to date. The show has established itself as the number one UK event for solar industry professionals, and it attracted 200 exhibitors and over 4000 visitors from more than 50 countries. It was the first time Consumer Credit Solutions […]
New report predicts continued growth for the Domestic Glazing Market until 2018
Growing consumer confidence, a burgeoning housing market and a low interest rate environment helped boost the domestic glazing market in 2013, and the latest research is predicting growth will continue through to 2018. Robert Palmer, director of Palmer Market Research, said: “We’re entering the longest period of prolonged growth for this market since the nineties.” The […]
September Update from Consumer Credit Solutions
by Andy Wallace, Managing Partner As we head into the final quarter, I thought it would be a good time to recap on 2014. It’s been an excellent year so far, and we’ve seen a genuine and discernible increase in consumer confidence with more people seemingly willing to commit to ‘big ticket’ purchases. We recently exceeded £10million […]
CCS to promote Finance for Solar PV at the Solar Energy UK Show
CCS to promote finance for solar PV at the Solar Energy UK Show (14-16 October @ NEC, Birmingham) Solar Energy UK is the UK’s number one exhibition for all solar industry professionals. This year promises to be bigger and better than ever, so we’re really pleased to one of over 200 exhibitors who will be […]
Blue Wave Spas make a splash on ITV
It’s official, Britain has gone mad for hot tubs. Across the country hot tubs are becoming an affordable, everyday garden feature – and ITV has created a new documentary that promises to lift the lid on the industry. Hot Tub Britain features Consumer Credit Solutions’ client Blue Wave Spas (t/a Hot Tub Superstore). The family-run […]