HOME IMPROVEMENT INTEREST FREE CREDIT
Interest Free Credit 0% APR
Home Improvement Interest free credit is a particularly attractive finance offering, it allows your customers to buy products and then spread the cost without incurring any interest. There is also an option to add a deferral period, which means customers can defer their first repayment by up to 12 months.
As a marketing tool, interest free credit can help attract customers into your showroom. Typically, our clients see an increase in both sales and order values when they start to offer an interest free loan plan to customers.
Getting started with Home Improvement Interest Free Credit
You will usually need to hold FCA authorisation in order to offer interest free credit, although there is an exception if you only offer 0% APR over a term of less than 12 months.
Your business will also need to meet certain criteria stipulated by our lenders. Once approved you will be assigned a dedicated Business Development Manager who will work closely with you to develop an effective credit strategy tailored to your business. We’ll also provide comprehensive training and an ongoing support programme for you and your sales team.