Home Improvement Low Rate Finance


Low rate monthly finance from as little as 4.9% APR

Home improvement low rate finance is great for customers who want to make purchases and pay for them over longer repayment periods. It’s an attractive repayment option for many customers as it allows them to pay for products in manageable monthly instalments at a competitive rate of interest.

Customers also have the option to make additional repayments at any time, which can reduce the term of the loan and the total interest payable, giving them flexibility and control over their loan agreement.

Getting started with Home Improvement Low Rate Finance

You will need to hold FCA authorisation in order to offer credit and your business will also need to meet acceptance criteria stipulated by our lenders. Once approved you will be assigned a dedicated Business Development Manager who will work closely with you to develop a credit strategy tailored to your business. We’ll also provide comprehensive training and an ongoing support programme for you and your sales team.


 …for your customers

  • Typical repayment terms from 36 to 180 months for larger loan values –
  • customers choose the term that’s right for them
  • Equal monthly repayments over the term of the loan
  • First repayment starts approximately one month after the agreement goes live
  • Customers can settle their agreements at any time, and
  • Accelerate repayments to reduce the amount of interest payable

…for you

  • Market-leading rates available
  • Finance offered on products from £1000 up to £50,000
  • High acceptance rates anticipated
  • Optional deposit requirements
  • No subsidy contribution required on may low rates — as good as cash for your business!