CCS client SEHBAC wins NHIC award for ‘Best Home Improvement Glazing Project’
Congratulations to SEHBAC on winning “Best Home Improvement Glazing Project” at the National Home Improvement Council (NHIC) Awards in London. SEHBAC Managing Director John Savage said: “We’re delighted to have won this award and proud that our work has been recognised by the GGF and NHIC. It demonstrates that our approach is class-leading. The awards […]
Bathroom Finance: Help your customers fund the latest bathroom trends for 2015
Bathrooms can often feel a little neglected, but more and more people are looking to add a little bit of luxury to the smallest room in the house! And bathroom finance options can help make the upgrade affordable for more customers. So what are the trends for 2015 that customers will be looking to incorporate […]
Kitchen Finance: Payment options that will help get customers’ homes on trend for 2015
Kitchens are typically one of the most expensive rooms to furnish. But given how much time we spend in them, it’s well worth the investment to get the design right. That’s why so many people choose to use professional kitchen designers, manufacturers and installers. For retailers, having kitchen finance options makes their designs more affordable […]
Creating & implementing a Vulnerable Persons Policy within your sales team
Ensuring that consumers are treated fairly is an overarching objective for the FCA. The FCA particularly want to ensure that consumers in vulnerable circumstances are protected – this includes protecting people from over-indebtedness. The FCA define a vulnerable consumer as ‘someone who, due to their personal circumstances, is especially susceptible to detriment’. Your sales team […]
Does your website comply with the Companies Act?
Many firms don’t fully understand their obligations under the Companies Act and are potentially risking a fine. But the amendments businesses need to make to websites are simple and should only take just a few minutes… Registered UK companies must include certain regulatory information on their websites and within email footers. This has been a […]
New rules for credit broking fee charges
IMPORTANT NOTICE: The new rules ONLY apply to firms that charge fees for credit broking – therefore it does not apply to CCS retailers. The FCA has introduced new rules to protect consumers from fee-charging credit broking practices. From 2 January 2015 credit brokers will be banned from charging fees and from requesting repayment details […]
Consumer credit for retailers: Get the edge in a competitive market
Why offer credit to your consumers? As a retailer, you’re well aware that businesses only make money by closing sales. But when you sell ‘big-ticket’ items, affordability can sometimes be an obstacle for customers. So if you’re not offering repayment options, then you’re probably missing sales opportunities every day. Consumer Credit for retailers is a […]
Lloyds Bank report increase in consumer confidence
Lloyds Bank reported an increase in consumer confidence in October to reach its second highest score since the start of the index, climbing five points to 151. The continued decline in petrol prices has seen average spending on fuel around 6% lower than this time last year, helping to ease the pressure on budgets and bolster household incomes. […]
Solar Energy UK issues its 2014 post-show report
It was Solar Energy UK’s fifth anniversary this year, and the show was the most successful to date. Held at the NEC, it’s become one of the most important events in the solar PV calendar. The event attracted 3402 unique visitors from 61 countries, and 204 exhibitors – of which, CCS were one. We were […]
Consumer Credit Promotions: Representative APR vs Representative Example
The following information is for guidance only, it’s not legal advice. We strongly recommend that you read the Consumer Credit Advertising Regulations and speak to your local Trading Standards Office or consult with a qualified legal adviser before publishing a promotion. Consumer Credit Promotions Promoting credit is guaranteed to bring people into showrooms or generate […]