Home Improvement Deferred and Preferred Finance


Deferred finance with preferential rates starting as low as 4.9% APR

With our extensive ‘buying power’, we’re able to offer choice, flexibility and some of the most favourable rates and terms available on the market. Our Home Improvement Deferred and Preferred finance allows your customers to defer their first repayment for either 3 or 6 months from installation and then enjoy manageable monthly instalments at a highly competitive low APR.

This unique combination of a market-leading low interest rate with either a 3 or 6 month deferred period is a great ‘soft-sell’ opportunity and will allow you to appeal to a diverse range of customers.  For many customers, Deferred and Preferred is more appealing than many re-mortgage deals or personal loans!

Getting started with Home Improvement Deferred & Preferred Finance

You will need to hold FCA authorisation in order to offer credit and your business will also need to meet acceptance criteria stipulated by our lenders. Once approved you will be assigned a dedicated Business Development Manager who will work closely with you to develop a credit strategy tailored to your business. We’ll also provide a comprehensive training and ongoing support programme for you and your sales team.


…for your customers

  • Finance offered on products from £1000 and up to £50,000
  • Nothing to pay for either 3 or 6 months
  • Fixed low rate APR for the life of the loan term
  • Equal monthly repayments
  • Loan terms of up to 120 months available
  • Customers can settle their agreement at any time
  • No hidden charges

…for you

  • Highly effective & proven ‘soft sell’ marketing message for advertising
  • Maximises appointment to sales conversion ratios
  • Higher order values
  • Highly competitive subsidy rates
  • Optional deposit required