Meet the Management Team

Andy Wallace MD Consumer Credit Solutions

Andy Wallace

Managing Director

Andy has worked extensively across the finance and banking sectors since 1985, and over the years has become a respected voice on consumer credit matters to the home improvement market.

Since founding CCS with Peter in 1999, he’s developed and driven the business to become the undoubted market leader in the provision of unsecured credit to the home improvement sector. CCS has enjoyed year-on-year growth and manages approved volumes of over £1 million per day.


Peter Nicholson Consumer Credit Solutions

Peter Nicholson

Executive Director

Peter has enjoyed a successful career within the corporate lending and credit sectors since 1990. A highly knowledgeable and respected individual, he helps ensure the strategic direction of the business and maintain its focus on growth.

As part the original CCS management team since 1999, Peter works closely with lending partners to secure the best possible terms and overall offers for clients, as well as developing new lenders and credit offers for the Home Improvement Sector.


Alex McCulloch Consumer Credit Solutions

Alex McCulloch

Sales Director

Alex joined CCS in 2008. Since then he has held several key positions within the business including Head of Business Development.  He joined the Board as Sales Director in 2018.

With over 20 years’ experience behind him, Alex ensures the Business Development team delivers the best and most efficient service possible to clients. Based in the North West, Alex also manages a number of key national accounts, and enjoys the sheer variety of companies he gets the chance to work with.